Erasing your debt problems can help you lead a more relaxed and comfortable life without the trouble and worry.
Staple A simple plan on erasing debt can help save you cash in the long run.
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How to Erase Debt

Learn everything you need to know about how to erase debt with debt consolidation here. We'll explain what it is and how it works.

About Debt Consolidation

Debt consolidation is the fastest and most effective way to erase debt. Debt consolidation works by lowering your interest rates, which allows more of your payment to go toward the principal of your debt. As a result, you can get out of debt faster while spending less money. On average, our customers are able to erase debt in about 4-8 years. Without debt consolidation, becoming debt-free takes most people 20-30 years with much higher interest expenses. It can also be very important to know your debt situation and what types of debt you have. We have drastically reduced rates arranged with most major creditors that we have negotiated exclusively for our customers. When you apply to erase debt, we will pass these savings onto you.

Qualifying to Erase Debt

Almost anyone can qualify to erase debt with debt consolidation. You will just need to meet the following requirements:

  • Have a minimum of $5,000 in unsecured debt
  • Fairly current on payments
  • Willing to cancel credit cards included in consolidation

How the Process Works

Here is how the debt consolidation process works to erase debt:

  1. Apply online for free. The first step to erase debt is to fill out our free, online application. The application comes with no obligation.
  2. We apply our exclusive interest rates to your debts. When you sign up to erase debt, we will consult our pre-negotiated rate sheet to determine the new rates for your particular creditors. We will apply these reduced rates to your accounts and then determine your new monthly payment.
  3. You make one payment each month to the consolidation company. After we consolidate your debts, you will only have to worry about making one payment to one creditor each month. You will make your payment to your consolidation service.
  4. Your payment is distributed to your creditors. Once the consolidation company receives your payment, they will distribute it among your creditors. You will never have to deal with your creditors directly again, and you know your bills will always get paid on time. In a few short years, you will be able to erase debt completely.